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SMEs, or small and medium-sized enterprises, are businesses that are smaller in size compared to large corporations. These businesses typically have fewer employees, lower revenue, and less market influence. In many countries, SMEs make up the majority of the business population and are a vital part of the economy.

Consultants are professionals who provide advice, guidance, and support to individuals or organizations in a specific area of expertise. They use their knowledge, skills, and experience to help clients solve problems, make informed decisions, and improve their overall performance.

Loan maturity refers to the date when the final payment is due on a loan. This is the entire term of the loan, which includes the interest rate and repayment schedule. It is a fixed date, usually several years after the loan is taken out.

A credit score is a numerical representation of a person’s creditworthiness. It is based on a formula that takes into account a variety of factors, including payment history, current debts, length of credit history, new credit, and a credit-to-debt ratio. Credit scores are typically used by lenders to assess the risk of extending credit to an individual, and can impact everything from getting approved for a loan to renting an apartment.